Can I transfer money from my credit card to my bank account through a cash advance?

This is an operation that many people consider when they need immediate cash, but it’s important to note that it involves additional costs and can have significant financial implications. Therefore, it’s crucial to understand the details and consequences before proceeding with such a transaction. First and foremost, it’s important to understand what a cash advance … Read more

Guide to Government Bonds: How to Invest in Public Debt

This piece of paper is a virtual one that tells us how much we have lent to the government, when it will repay us, and what the interest rates are. This piece of paper is called a “Government Bond.” Essentially, it’s a written commitment from the government to return the money you’ve invested, plus a … Read more

Exploring True Prosperity: Beyond Wealth and Financial Security

Have you ever thought about how much money is enough to be considered truly prosperous? As far as I’m concerned, I believe it’s more a matter of satisfaction than exact figures. If I can cover daily expenses without stress and afford a relaxing break from time to time, I already feel fortunate enough. But what … Read more

Where to Place Your 10,000 Dollars in a Crashing Market

Every time the markets crash, I receive emails like this: “I currently have a balance of 10,000 dollars in my bank account. Considering the recent stock market crisis, are there advantageous investment opportunities I could take advantage of? Are there specific stocks that might be a good deal right now?” Preamble First of all, it’s … Read more

Paying off Debts: A Wise Choice to Optimize Finances

Find out whether paying off your mortgage and saving on interest or investing the liquidity while maintaining mortgage payments is the better option. Discover why repaying debts could be the best solution to optimize your finances.

In-depth Guide on How to Interpret Online Bank Statements: A Manual for a More Detailed Understanding

The bank statement is a crucial tool for monitoring and effectively managing personal finances. It provides a detailed summary of transactions made on a current account, offering a clear picture of one’s financial status. Nonetheless, reading and interpreting a bank statement, especially in digital format, can pose challenges without a thorough understanding of its contents. … Read more

Unraveling the Tax on Capital Gains from Stocks in the United States

In the intricate labyrinth of finance and investment, one of the key avenues to wealth generation is investing in stocks. However, the profits generated from these investments are subject to taxation, referred to as capital gains tax. This article dives deep into the landscape of capital gains tax from stocks in the United States, demystifying … Read more